/* =========================================================
   Valor Assets — Landing Page Styles
   Palette: Dark Navy + White + Warm Gold accent
   ========================================================= */

:root {
  --navy-900: #050B1A;
  --navy-800: #0A1529;
  --navy-700: #0F1E3A;
  --navy-600: #142A52;
  --navy-500: #1B3A73;
  --navy-400: #2E5299;
  --navy-300: #5A7BB8;

  --ink: #0A1529;
  --ink-muted: #3A4A66;
  --ink-soft: #6A7A94;

  --paper: #FFFFFF;
  --paper-soft: #F6F8FC;
  --paper-warm: #F3EEE6;
  --line: #E3E8F0;
  --line-strong: #CDD5E2;

  --gold: #C8A25A;
  --gold-deep: #A8843F;
  --gold-soft: #E8D4A6;

  --teal: #3D8B8B;

  --shadow-sm: 0 2px 8px rgba(10, 21, 41, 0.06);
  --shadow-md: 0 12px 32px rgba(10, 21, 41, 0.10);
  --shadow-lg: 0 28px 60px rgba(10, 21, 41, 0.18);

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;

  --sans: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --serif: 'Fraunces', 'Playfair Display', Georgia, serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: 0; background: none; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

.container {
  width: 100%;
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 24px;
}

.serif-italic {
  font-family: var(--serif);
  font-weight: 500;
  font-style: italic;
  font-optical-sizing: auto;
  letter-spacing: -0.01em;
}

/* =========================================================
   Buttons
   ========================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.01em;
  transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease, color .2s ease, border-color .2s ease;
  border: 1px solid transparent;
  white-space: nowrap;
  line-height: 1;
}
.btn-lg { padding: 16px 26px; font-size: 15.5px; }
.btn-primary {
  background: var(--navy-800);
  color: #fff;
  box-shadow: 0 8px 22px rgba(10, 21, 41, 0.25);
}
.btn-primary:hover { background: var(--navy-700); transform: translateY(-1px); box-shadow: 0 12px 28px rgba(10,21,41,.3); }
.btn-gold {
  background: linear-gradient(180deg, #D8B06A 0%, var(--gold) 50%, var(--gold-deep) 100%);
  color: #1a1205;
  box-shadow: 0 10px 26px rgba(168, 132, 63, 0.35), inset 0 1px 0 rgba(255,255,255,.35);
}
.btn-gold:hover { transform: translateY(-1px); filter: brightness(1.05); }
.btn-ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--line-strong);
}
.btn-ghost:hover { background: var(--paper-soft); border-color: var(--ink); }
.btn-nav { padding: 10px 18px; font-size: 14px; }
.btn:disabled { opacity: .45; cursor: not-allowed; }

/* =========================================================
   Header / Nav
   ========================================================= */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.78);
  backdrop-filter: saturate(1.4) blur(16px);
  -webkit-backdrop-filter: saturate(1.4) blur(16px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s ease, background-color .2s ease;
}
.site-header.is-scrolled {
  border-bottom-color: var(--line);
  background: rgba(255,255,255,0.92);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  height: 76px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--navy-800);
}
.brand-mark {
  width: 38px; height: 38px;
  display: grid; place-items: center;
  color: var(--navy-800);
  background: #fff;
  border-radius: 10px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
}
.brand-mark svg { width: 24px; height: 24px; }
.brand-text { display: flex; flex-direction: column; line-height: 1; }
.brand-name {
  font-family: var(--serif);
  font-weight: 600;
  font-size: 20px;
  letter-spacing: -0.01em;
  color: var(--navy-800);
}
.brand-sub {
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-top: 4px;
}

.primary-nav { display: flex; align-items: center; gap: 28px; }
.primary-nav a {
  font-size: 14.5px;
  font-weight: 500;
  color: var(--ink-muted);
  position: relative;
  padding: 6px 0;
}
.primary-nav a:hover { color: var(--navy-800); }

.nav-toggle { display: none; width: 40px; height: 40px; flex-direction: column; gap: 4px; justify-content: center; align-items: center; }
.nav-toggle span { display: block; width: 20px; height: 2px; background: var(--navy-800); border-radius: 2px; }

@media (max-width: 900px) {
  .primary-nav, .btn-nav { display: none; }
  .nav-toggle { display: inline-flex; }
  .site-header.menu-open .primary-nav {
    display: flex;
    position: absolute;
    top: 76px; left: 0; right: 0;
    background: #fff;
    flex-direction: column;
    padding: 16px 24px 24px;
    gap: 12px;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
}

/* =========================================================
   Hero
   ========================================================= */
.hero {
  position: relative;
  background: var(--navy-900);
  color: #fff;
  overflow: hidden;
  padding: 64px 0 0;
}
.hero-bg {
  position: absolute; inset: 0;
  overflow: hidden;
  pointer-events: none;
}
.hero-canvas {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  display: block;
  z-index: 0;
  opacity: 0;
  animation: canvasFadeIn 1.6s cubic-bezier(0.22, 1, 0.36, 1) 0.2s forwards;
}
@keyframes canvasFadeIn { to { opacity: 1; } }

/* Film-grain noise overlay */
.hero-noise {
  position: absolute; inset: 0;
  z-index: 2;
  opacity: 0.5;
  mix-blend-mode: overlay;
  pointer-events: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='240' height='240'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 1  0 0 0 0 1  0 0 0 0 1  0 0 0 0.45 0'/></filter><rect width='100%' height='100%' filter='url(%23n)' opacity='0.35'/></svg>");
}

/* Ambient cursor glow (hero only) */
.cursor-glow {
  position: absolute;
  top: 0; left: 0;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  pointer-events: none;
  transform: translate3d(-50%, -50%, 0);
  background: radial-gradient(closest-side, rgba(200,162,90,0.18), rgba(200,162,90,0.06) 40%, transparent 70%);
  mix-blend-mode: screen;
  opacity: 0;
  transition: opacity .4s ease;
  z-index: 2;
  will-change: transform, opacity;
}
.hero:hover .cursor-glow { opacity: 1; }
.hero-gradient {
  position: absolute; inset: 0;
  z-index: 1;
  background:
    radial-gradient(1200px 600px at 85% 10%, rgba(200, 162, 90, 0.18), transparent 60%),
    radial-gradient(900px 500px at 10% 90%, rgba(61, 139, 139, 0.14), transparent 60%),
    linear-gradient(180deg, rgba(4,9,24,0.55) 0%, rgba(10,21,41,0.35) 60%, rgba(10,21,41,0.65) 100%);
}
.hero-grid {
  position: absolute; inset: 0;
  z-index: 1;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at 60% 50%, rgba(0,0,0,.9), transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at 60% 50%, rgba(0,0,0,.9), transparent 75%);
}

.hero-inner {
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 64px;
  align-items: center;
  padding: 72px 0 140px;
}
.hero-content { position: relative; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
  padding: 8px 14px;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 999px;
  background: rgba(255,255,255,0.04);
}
.eyebrow-dark {
  color: var(--ink-muted);
  border-color: var(--line);
  background: var(--paper-soft);
}
.eyebrow-dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 12px var(--gold);
}

.hero-title {
  font-family: var(--serif);
  font-size: clamp(44px, 6.4vw, 82px);
  font-weight: 500;
  line-height: 1.02;
  letter-spacing: -0.028em;
  margin: 22px 0 22px;
  color: #fff;
  text-shadow: 0 2px 40px rgba(4, 9, 24, 0.45);
}
.hero-title .serif-italic {
  background: linear-gradient(180deg, #fff 0%, #E8D4A6 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}

.hero-lede {
  font-size: 18px;
  line-height: 1.6;
  color: rgba(255,255,255,0.78);
  max-width: 540px;
  margin: 0 0 32px;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 52px;
}
.hero-ctas .btn-primary {
  background: #fff;
  color: var(--navy-800);
  box-shadow: 0 10px 30px rgba(255,255,255,0.12);
}
.hero-ctas .btn-primary:hover { background: #f4f6fa; }
.hero-ctas .btn-ghost {
  background: rgba(255,255,255,0.04);
  color: #fff;
  border-color: rgba(255,255,255,0.22);
}
.hero-ctas .btn-ghost:hover { background: rgba(255,255,255,0.08); border-color: #fff; }

.hero-stats {
  display: flex;
  align-items: center;
  gap: 28px;
  flex-wrap: wrap;
}
.stat-num {
  font-family: var(--serif);
  font-size: 34px;
  font-weight: 500;
  color: var(--gold-soft);
  letter-spacing: -0.02em;
  line-height: 1;
}
.stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  margin-top: 6px;
}
.stat-divider { width: 1px; height: 40px; background: rgba(255,255,255,0.12); }

/* Scroll indicator */
.scroll-indicator {
  position: absolute;
  left: 0;
  bottom: -70px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.scroll-line {
  width: 48px; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(200,162,90,0.8), transparent);
  position: relative;
  overflow: hidden;
}
.scroll-line::after {
  content: '';
  position: absolute;
  top: 0; left: -40%;
  width: 40%; height: 100%;
  background: linear-gradient(90deg, transparent, #E8D4A6, transparent);
  animation: scrollLine 2.4s cubic-bezier(0.65, 0, 0.35, 1) infinite;
}
@keyframes scrollLine {
  0%   { left: -40%; }
  100% { left: 100%; }
}
.scroll-label {
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  font-size: 10.5px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
}

/* Pulse dot (live indicators) */
.pulse-dot {
  display: inline-block;
  width: 7px; height: 7px;
  border-radius: 50%;
  background: #2ecc71;
  margin-right: 6px;
  vertical-align: middle;
  position: relative;
  box-shadow: 0 0 0 0 rgba(46, 204, 113, 0.7);
  animation: pulse 1.8s cubic-bezier(0.66, 0, 0, 1) infinite;
}
.pulse-dot-live { background: #E8D4A6; box-shadow: 0 0 0 0 rgba(232,212,166,0.7); }
.pulse-dot-live { animation-name: pulseGold; }
@keyframes pulse {
  0%   { box-shadow: 0 0 0 0 rgba(46,204,113,0.7); }
  70%  { box-shadow: 0 0 0 10px rgba(46,204,113,0); }
  100% { box-shadow: 0 0 0 0 rgba(46,204,113,0); }
}
@keyframes pulseGold {
  0%   { box-shadow: 0 0 0 0 rgba(232,212,166,0.7); }
  70%  { box-shadow: 0 0 0 10px rgba(232,212,166,0); }
  100% { box-shadow: 0 0 0 0 rgba(232,212,166,0); }
}

/* Hero visual (deal cards) */
.hero-visual {
  position: relative;
  min-height: 460px;
  perspective: 1400px;
}
.card-stack {
  position: relative;
  height: 100%;
  transform-style: preserve-3d;
  transform: rotateX(var(--tx, 0deg)) rotateY(var(--ty, 0deg));
  transition: transform .4s cubic-bezier(0.22, 1, 0.36, 1);
}

.deal-card {
  position: absolute;
  width: 320px;
  padding: 20px;
  border-radius: var(--radius);
  background: #fff;
  color: var(--ink);
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255,255,255,0.1);
}
.deal-card-3 { top: 0; right: 40px; transform: rotate(-4deg) translateZ(0); background: #F6EEDB; animation: cardFloat1 8s ease-in-out infinite; }
.deal-card-2 { top: 120px; right: 140px; transform: rotate(3deg) translateZ(40px); background: #fff; animation: cardFloat2 9s ease-in-out infinite; }
.deal-card-1 { bottom: 0; right: 10px; transform: rotate(-1deg) translateZ(80px); width: 340px; animation: cardFloat3 10s ease-in-out infinite; box-shadow: 0 40px 80px rgba(4,9,24,0.45), 0 0 0 1px rgba(255,255,255,0.05); }

@keyframes cardFloat1 {
  0%,100% { transform: rotate(-4deg) translate3d(0, 0, 0); }
  50%     { transform: rotate(-3.4deg) translate3d(-4px, -6px, 0); }
}
@keyframes cardFloat2 {
  0%,100% { transform: rotate(3deg) translate3d(0, 0, 40px); }
  50%     { transform: rotate(3.6deg) translate3d(3px, -8px, 40px); }
}
@keyframes cardFloat3 {
  0%,100% { transform: rotate(-1deg) translate3d(0, 0, 80px); }
  50%     { transform: rotate(-1.6deg) translate3d(-2px, -4px, 80px); }
}

.deal-card-tag {
  display: inline-block;
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 5px 10px;
  border-radius: 999px;
  background: var(--paper-soft);
  color: var(--ink-muted);
  margin-bottom: 14px;
}
.tag-gold { background: var(--gold-soft); color: #5b420f; }
.tag-live { background: #DEF3E9; color: #1D6A3F; }

.deal-card-address {
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -0.01em;
  margin-bottom: 6px;
}
.deal-card-meta {
  display: flex; gap: 14px;
  font-size: 13px;
  color: var(--ink-soft);
  margin-bottom: 10px;
}
.deal-card-price {
  font-size: 24px;
  font-weight: 700;
  color: var(--navy-800);
  letter-spacing: -0.01em;
}
.deal-card-split {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px dashed var(--line-strong);
}
.split-label { font-size: 11.5px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-soft); }
.split-bar { margin-top: 8px; height: 6px; background: var(--paper-soft); border-radius: 999px; overflow: hidden; position: relative; }
.split-bar span { display: block; height: 100%; width: 50%; background: linear-gradient(90deg, var(--navy-800), var(--gold)); border-radius: 999px; }
.split-vals {
  display: flex; justify-content: space-between;
  margin-top: 6px; font-size: 12.5px; font-style: normal; color: var(--ink-muted); font-weight: 500;
}
.split-vals em { font-style: normal; }

/* Live activity ticker */
.ticker {
  position: relative;
  z-index: 4;
  display: flex;
  align-items: stretch;
  background: rgba(5, 11, 26, 0.72);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-top: 1px solid rgba(200,162,90,0.2);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  color: rgba(255,255,255,0.85);
  overflow: hidden;
  height: 54px;
}
.ticker-label {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 22px;
  background: linear-gradient(90deg, rgba(200,162,90,0.18), rgba(200,162,90,0.04));
  border-right: 1px solid rgba(200,162,90,0.22);
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold-soft);
  white-space: nowrap;
  flex-shrink: 0;
}
.ticker-track-wrap {
  flex: 1;
  overflow: hidden;
  position: relative;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 4%, #000 96%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 4%, #000 96%, transparent);
}
.ticker-track {
  display: inline-flex;
  align-items: center;
  gap: 28px;
  padding-left: 28px;
  white-space: nowrap;
  animation: ticker 60s linear infinite;
  height: 100%;
}
.ticker:hover .ticker-track { animation-play-state: paused; }
.tick {
  font-size: 13.5px;
  letter-spacing: 0.02em;
  color: rgba(255,255,255,0.82);
  flex-shrink: 0;
  font-family: var(--sans);
}
.tick em {
  font-style: normal;
  font-weight: 700;
  letter-spacing: 0.14em;
  font-size: 10.5px;
  color: var(--gold-soft);
  margin-right: 8px;
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  text-transform: uppercase;
}
.tick-sep {
  color: var(--gold-deep);
  opacity: 0.45;
  font-size: 8px;
  flex-shrink: 0;
}
@keyframes ticker {
  0% { transform: translate3d(0, 0, 0); }
  100% { transform: translate3d(-50%, 0, 0); }
}

@media (max-width: 640px) {
  .ticker-label { padding: 0 14px; font-size: 9.5px; }
  .tick { font-size: 12.5px; }
}

@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 32px; padding: 48px 0 80px; }
  .hero-visual { min-height: 380px; }
  .deal-card { width: 280px; }
  .deal-card-1 { width: 300px; }
  .deal-card-3 { right: auto; left: 0; }
  .deal-card-2 { right: auto; left: 80px; }
  .deal-card-1 { right: auto; left: 20px; }
}

/* =========================================================
   Section baselines
   ========================================================= */
.section { padding: 110px 0; position: relative; }
.section-head { max-width: 720px; margin: 0 auto 64px; text-align: center; }
.section-title {
  font-family: var(--serif);
  font-size: clamp(32px, 4.4vw, 52px);
  font-weight: 500;
  line-height: 1.08;
  letter-spacing: -0.02em;
  margin: 16px 0 18px;
  color: var(--navy-800);
}
.section-title-light { color: #fff; }
.section-sub {
  font-size: 17.5px;
  color: var(--ink-soft);
  max-width: 620px;
  margin: 0 auto;
  line-height: 1.6;
}
.section-sub-light { color: rgba(255,255,255,0.75); margin: 0; }

/* =========================================================
   How It Works
   ========================================================= */
.section-how { background: var(--paper); }
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.step {
  background: var(--paper-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  position: relative;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.step:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--line-strong); }
.step-num {
  font-family: var(--serif);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.2em;
  color: var(--gold-deep);
  margin-bottom: 14px;
}
.step h3 {
  font-family: var(--serif);
  font-size: 26px;
  font-weight: 500;
  letter-spacing: -0.01em;
  color: var(--navy-800);
  margin: 0 0 12px;
}
.step p { color: var(--ink-muted); margin: 0 0 18px; font-size: 15.5px; }
.step-points { list-style: none; padding: 0; margin: 0; }
.step-points li {
  position: relative;
  padding-left: 22px;
  font-size: 14.5px;
  color: var(--ink-muted);
  margin-bottom: 8px;
}
.step-points li::before {
  content: '';
  position: absolute;
  left: 0; top: 9px;
  width: 10px; height: 2px;
  background: var(--gold);
  border-radius: 2px;
}

@media (max-width: 900px) { .steps { grid-template-columns: 1fr; } }

/* =========================================================
   Why Valor
   ========================================================= */
.section-why {
  background: var(--navy-900);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.section-why::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(900px 500px at 100% 0%, rgba(200,162,90,0.16), transparent 60%),
    radial-gradient(700px 400px at 0% 100%, rgba(61,139,139,0.14), transparent 60%);
  pointer-events: none;
}
.why-grid {
  position: relative;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 72px;
  align-items: start;
}
.why-copy .eyebrow { color: rgba(255,255,255,0.75); }
.why-copy .section-sub-light { max-width: 440px; margin-bottom: 28px; }

.why-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.why-card {
  padding: 28px 26px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  transition: background .25s ease, border-color .25s ease, transform .25s ease;
}
.why-card:hover {
  background: rgba(255,255,255,0.07);
  border-color: rgba(200,162,90,0.4);
  transform: translateY(-3px);
}
.why-icon {
  width: 44px; height: 44px;
  display: grid; place-items: center;
  border-radius: 12px;
  background: rgba(200,162,90,0.14);
  color: var(--gold-soft);
  margin-bottom: 18px;
}
.why-icon svg { width: 22px; height: 22px; }
.why-card h4 {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 500;
  color: #fff;
  margin: 0 0 8px;
  letter-spacing: -0.01em;
}
.why-card p {
  font-size: 14.5px;
  color: rgba(255,255,255,0.68);
  margin: 0;
  line-height: 1.55;
}

@media (max-width: 900px) {
  .why-grid { grid-template-columns: 1fr; gap: 40px; }
  .why-cards { grid-template-columns: 1fr; }
}

/* =========================================================
   Network
   ========================================================= */
.section-network {
  background: var(--paper-warm);
  position: relative;
}
.network-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.net-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 30px 26px;
  text-align: left;
  box-shadow: var(--shadow-sm);
  transition: transform .25s ease, box-shadow .25s ease;
  border: 1px solid rgba(255,255,255,0.6);
}
.net-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.net-icon { font-size: 28px; margin-bottom: 16px; }
.net-card h4 {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 500;
  letter-spacing: -0.01em;
  margin: 0 0 8px;
  color: var(--navy-800);
}
.net-card p { font-size: 14px; color: var(--ink-muted); margin: 0; line-height: 1.55; }

@media (max-width: 900px) { .network-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .network-grid { grid-template-columns: 1fr; } }

/* =========================================================
   Submission form
   ========================================================= */
.section-submit { background: var(--paper); }
.submit-wrap { max-width: 900px; margin: 0 auto; }
.submit-head { text-align: center; max-width: 680px; margin: 0 auto 48px; }

.deal-form {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
  position: relative;
}

.progress { margin-bottom: 36px; }
.progress-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-bottom: 18px;
}
.progress-step {
  display: flex; align-items: center; gap: 10px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--ink-soft);
  transition: color .3s ease;
}
.progress-step span {
  width: 28px; height: 28px;
  display: grid; place-items: center;
  border-radius: 50%;
  border: 1.5px solid var(--line-strong);
  font-weight: 700;
  font-size: 12.5px;
  color: var(--ink-soft);
  background: #fff;
  transition: all .3s ease;
  flex-shrink: 0;
}
.progress-step em {
  font-style: normal;
  font-weight: 600;
  letter-spacing: 0.02em;
}
.progress-step.is-active span {
  background: var(--navy-800);
  border-color: var(--navy-800);
  color: #fff;
}
.progress-step.is-active { color: var(--navy-800); }
.progress-step.is-done span {
  background: var(--gold);
  border-color: var(--gold);
  color: #1a1205;
}
.progress-bar {
  height: 4px;
  background: var(--line);
  border-radius: 999px;
  overflow: hidden;
}
.progress-bar span {
  display: block;
  height: 100%;
  width: 25%;
  background: linear-gradient(90deg, var(--navy-800), var(--gold));
  border-radius: 999px;
  transition: width .4s cubic-bezier(0.22, 1, 0.36, 1);
}

.form-step { display: none; border: 0; padding: 0; margin: 0; }
.form-step.is-active { display: block; animation: fadeUp .35s ease; }
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.form-step-title {
  font-family: var(--serif);
  font-size: 26px;
  font-weight: 500;
  color: var(--navy-800);
  margin: 0 0 24px;
  letter-spacing: -0.01em;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.field-full { grid-column: 1 / -1; }
.field-split, .field-triple { display: grid; gap: 12px; }
.field-split { grid-template-columns: 1fr 1fr; }
.field-triple { grid-template-columns: 1fr 1fr 1fr; }

.field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-muted);
  margin-bottom: 8px;
  letter-spacing: 0.01em;
}
.req { color: var(--gold-deep); font-weight: 700; }

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1.5px solid var(--line);
  border-radius: 10px;
  font-family: inherit;
  font-size: 15px;
  color: var(--ink);
  background: #fff;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--navy-600);
  box-shadow: 0 0 0 4px rgba(20,42,82,0.08);
}
.field textarea { resize: vertical; min-height: 100px; }
.field.is-invalid input,
.field.is-invalid select,
.field.is-invalid textarea {
  border-color: #C94444;
  background: #FFF5F5;
}

.input-prefix {
  position: relative;
  display: flex;
  align-items: stretch;
}
.input-prefix span {
  display: grid; place-items: center;
  padding: 0 14px;
  background: var(--paper-soft);
  border: 1.5px solid var(--line);
  border-right: 0;
  border-radius: 10px 0 0 10px;
  font-weight: 600;
  color: var(--ink-muted);
}
.input-prefix input {
  border-radius: 0 10px 10px 0;
  flex: 1;
}

@media (max-width: 640px) {
  .form-grid { grid-template-columns: 1fr; }
  .field-split, .field-triple { grid-template-columns: 1fr 1fr; }
  .deal-form { padding: 28px 20px; }
  .progress-step em { display: none; }
}

/* Review card */
.review-card {
  background: var(--paper-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 24px;
}
.review-section { margin-bottom: 20px; }
.review-section:last-child { margin-bottom: 0; }
.review-section h4 {
  font-family: var(--serif);
  font-size: 16px;
  font-weight: 600;
  color: var(--navy-800);
  margin: 0 0 10px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--line);
  letter-spacing: 0.02em;
  text-transform: uppercase;
  font-size: 12.5px;
}
.review-rows {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 20px;
  font-size: 14.5px;
}
.review-rows dt { color: var(--ink-soft); font-weight: 500; }
.review-rows dd { margin: 0; color: var(--ink); font-weight: 500; }

/* Consent */
.consent { display: flex; flex-direction: column; gap: 14px; }
.check {
  display: flex;
  gap: 12px;
  font-size: 13.5px;
  color: var(--ink-muted);
  line-height: 1.55;
  cursor: pointer;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--paper-soft);
  transition: border-color .2s ease, background .2s ease;
}
.check:hover { border-color: var(--line-strong); }
.check input { position: absolute; opacity: 0; pointer-events: none; }
.check .box {
  flex-shrink: 0;
  width: 20px; height: 20px;
  border-radius: 6px;
  border: 1.5px solid var(--line-strong);
  background: #fff;
  display: grid; place-items: center;
  margin-top: 1px;
  transition: all .2s ease;
}
.check input:checked ~ .box {
  background: var(--navy-800);
  border-color: var(--navy-800);
}
.check input:checked ~ .box::after {
  content: '';
  width: 10px; height: 6px;
  border-left: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(-45deg) translate(1px, -1px);
}
.check input:focus-visible ~ .box {
  box-shadow: 0 0 0 3px rgba(20,42,82,0.18);
}
.check.is-invalid { border-color: #C94444; background: #FFF5F5; }
.check-text a { color: var(--navy-700); text-decoration: underline; text-underline-offset: 2px; }
.check-text a:hover { color: var(--gold-deep); }

/* Form nav */
.form-nav {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 32px;
  padding-top: 28px;
  border-top: 1px solid var(--line);
}
.form-nav .btn-primary, .form-nav .btn-gold { margin-left: auto; }

/* Success */
.form-success {
  text-align: center;
  padding: 48px 20px;
}
.success-icon {
  width: 72px; height: 72px;
  margin: 0 auto 20px;
  color: var(--gold-deep);
}
.form-success h3 {
  font-family: var(--serif);
  font-size: 32px;
  font-weight: 500;
  color: var(--navy-800);
  margin: 0 0 12px;
}
.form-success p { color: var(--ink-muted); max-width: 460px; margin: 0 auto; }

/* =========================================================
   Contact strip
   ========================================================= */
.section-contact {
  background: var(--navy-800);
  color: #fff;
  padding: 90px 0;
  position: relative;
  overflow: hidden;
}
.section-contact::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(700px 400px at 90% 10%, rgba(200,162,90,0.12), transparent 60%);
  pointer-events: none;
}
.contact-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.contact-list {
  list-style: none; padding: 0; margin: 0;
  display: flex; flex-direction: column; gap: 20px;
}
.contact-list li {
  display: grid;
  grid-template-columns: 100px 1fr;
  gap: 20px;
  padding: 18px 0;
  border-top: 1px solid rgba(255,255,255,0.12);
  align-items: baseline;
}
.contact-list li:last-child { border-bottom: 1px solid rgba(255,255,255,0.12); }
.contact-label {
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-soft);
}
.contact-list a, .contact-list address {
  font-family: var(--serif);
  font-size: 19px;
  font-style: normal;
  font-weight: 500;
  color: #fff;
  letter-spacing: -0.005em;
  line-height: 1.45;
}
.contact-list a:hover { color: var(--gold-soft); }

@media (max-width: 900px) {
  .contact-grid { grid-template-columns: 1fr; gap: 32px; }
  .contact-list li { grid-template-columns: 90px 1fr; }
}

/* =========================================================
   Footer
   ========================================================= */
.site-footer {
  background: var(--navy-900);
  color: rgba(255,255,255,0.7);
  padding: 72px 0 32px;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.site-footer .brand-name, .site-footer .brand-sub {
  color: #fff;
}
.site-footer .brand-mark {
  background: rgba(255,255,255,0.04);
  border-color: rgba(255,255,255,0.12);
  color: #fff;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-tag {
  margin: 20px 0 0;
  max-width: 380px;
  font-size: 14px;
  line-height: 1.6;
  color: rgba(255,255,255,0.6);
}
.footer-col h5 {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  margin: 0 0 18px;
  font-weight: 700;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer-col a { font-size: 14.5px; color: rgba(255,255,255,0.8); }
.footer-col a:hover { color: var(--gold-soft); }
.footer-contact li { font-size: 14.5px; line-height: 1.5; color: rgba(255,255,255,0.7); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  margin-top: 28px;
  font-size: 12.5px;
  color: rgba(255,255,255,0.5);
  flex-wrap: wrap;
}
.footer-legal { max-width: 640px; text-align: right; }

@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom, .footer-legal { text-align: left; }
}

/* =========================================================
   Legal pages (terms / privacy)
   ========================================================= */
.legal-hero {
  background: var(--navy-900);
  color: #fff;
  padding: 120px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.legal-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(800px 400px at 50% 0%, rgba(200,162,90,0.14), transparent 70%);
}
.legal-hero .eyebrow {
  margin-bottom: 16px;
  position: relative;
}
.legal-hero h1 {
  position: relative;
  font-family: var(--serif);
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 500;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
}
.legal-hero p {
  position: relative;
  color: rgba(255,255,255,0.7);
  font-size: 15px;
  margin: 0;
}

.legal-body {
  padding: 72px 0 120px;
  background: var(--paper);
}
.legal-wrap {
  max-width: 820px;
  margin: 0 auto;
}
.legal-wrap h2 {
  font-family: var(--serif);
  font-size: 26px;
  font-weight: 600;
  color: var(--navy-800);
  margin: 44px 0 14px;
  letter-spacing: -0.01em;
}
.legal-wrap h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy-800);
  margin: 28px 0 10px;
  letter-spacing: 0.01em;
}
.legal-wrap p, .legal-wrap li {
  color: var(--ink-muted);
  font-size: 15.5px;
  line-height: 1.72;
}
.legal-wrap ul { padding-left: 22px; }
.legal-wrap li { margin-bottom: 8px; }
.legal-wrap strong { color: var(--navy-800); }
.legal-wrap a { color: var(--navy-700); text-decoration: underline; text-underline-offset: 2px; }
.legal-wrap a:hover { color: var(--gold-deep); }
.legal-meta {
  display: flex; gap: 20px; flex-wrap: wrap;
  font-size: 13px; color: var(--ink-soft);
  padding: 14px 18px; background: var(--paper-soft);
  border: 1px solid var(--line);
  border-radius: 10px;
  margin-bottom: 32px;
}
.legal-toc {
  background: var(--paper-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px 28px;
  margin-bottom: 36px;
}
.legal-toc h4 {
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin: 0 0 12px;
}
.legal-toc ol {
  columns: 2;
  column-gap: 32px;
  padding-left: 20px;
  margin: 0;
}
.legal-toc li { margin-bottom: 6px; font-size: 14px; }

@media (max-width: 640px) {
  .legal-toc ol { columns: 1; }
}

/* =========================================================
   Scroll reveal system
   ========================================================= */
[data-reveal] {
  opacity: 0;
  transform: translate3d(0, 22px, 0);
  transition:
    opacity .9s cubic-bezier(0.22, 1, 0.36, 1),
    transform .9s cubic-bezier(0.22, 1, 0.36, 1);
  will-change: opacity, transform;
}
[data-reveal].is-visible {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}

/* =========================================================
   Magnetic button (refined press feel)
   ========================================================= */
.magnetic {
  position: relative;
  transition: transform .18s cubic-bezier(0.22, 1, 0.36, 1), box-shadow .18s ease, background-color .2s ease, color .2s ease, border-color .2s ease, filter .2s ease;
  will-change: transform;
}
.magnetic .btn-label {
  display: inline-block;
  transition: transform .18s cubic-bezier(0.22, 1, 0.36, 1);
  will-change: transform;
}
.magnetic:active { transform: translate3d(var(--mx,0), var(--my,0), 0) scale(0.97); }

/* Shimmer on gold CTA */
.btn-gold {
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.btn-gold::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(115deg, transparent 30%, rgba(255,255,255,0.55) 50%, transparent 70%);
  transform: translateX(-120%);
  transition: transform .9s cubic-bezier(0.22, 1, 0.36, 1);
  z-index: -1;
}
.btn-gold:hover::after { transform: translateX(120%); }

/* =========================================================
   Custom scrollbar (subtle navy + gold)
   ========================================================= */
html {
  scrollbar-width: thin;
  scrollbar-color: var(--gold) var(--navy-900);
}
body::-webkit-scrollbar { width: 10px; }
body::-webkit-scrollbar-track { background: var(--navy-900); }
body::-webkit-scrollbar-thumb {
  background: linear-gradient(180deg, var(--gold), var(--gold-deep));
  border-radius: 999px;
  border: 2px solid var(--navy-900);
}
body::-webkit-scrollbar-thumb:hover { background: var(--gold-soft); }

/* =========================================================
   Enhanced step cards — gold underline + number motion
   ========================================================= */
.step {
  overflow: hidden;
  position: relative;
}
.step::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  height: 3px; width: 0;
  background: linear-gradient(90deg, var(--gold), var(--gold-deep));
  transition: width .6s cubic-bezier(0.22, 1, 0.36, 1);
}
.step:hover::before { width: 100%; }
.step:hover .step-num { transform: translateX(2px); letter-spacing: 0.24em; }
.step-num { transition: transform .4s ease, letter-spacing .4s ease; }

/* =========================================================
   Net cards — gold icon glow on hover
   ========================================================= */
.net-icon {
  width: 52px; height: 52px;
  display: grid; place-items: center;
  border-radius: 14px;
  background: linear-gradient(180deg, var(--paper-soft), #fff);
  border: 1px solid var(--line);
  color: var(--navy-800);
  margin-bottom: 18px;
  transition: background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
}
.net-icon svg { width: 28px; height: 28px; }
.net-card:hover .net-icon {
  background: linear-gradient(180deg, #F6EEDB, #E8D4A6);
  border-color: var(--gold);
  color: var(--navy-900);
  transform: rotate(-4deg) scale(1.05);
}
.net-card { position: relative; overflow: hidden; }
.net-card::after {
  content: '';
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, transparent, var(--gold), transparent);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor; mask-composite: exclude;
  opacity: 0;
  transition: opacity .4s ease;
  pointer-events: none;
}
.net-card:hover::after { opacity: 1; }

/* =========================================================
   Progress steps — stronger check state
   ========================================================= */
.progress-step.is-done span {
  position: relative;
  color: transparent;
}
.progress-step.is-done span::after {
  content: '';
  position: absolute;
  inset: 0;
  display: block;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 14 14'><path d='M3 7.5L6 10.5L11 5' stroke='%231a1205' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' fill='none'/></svg>");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 14px 14px;
}

/* =========================================================
   Reduced motion
   ========================================================= */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
  [data-reveal] { opacity: 1; transform: none; }
  .card-stack { transform: none !important; }
  .ticker-track, .marquee-track { animation: none; }
  .cursor-glow { display: none; }
}