Terms of Service

These Terms of Service (the "Terms") form a binding agreement between you ("you" or "User") and Valor Assets LLC, a Florida limited liability company ("Valor Assets," "we," "our," or "us"), governing your use of our website at valorassets.org (the "Site"), our deal-submission services, our joint-venture distribution services, and any related communications (collectively, the "Services").

1. Acceptance of Terms

By accessing the Site, submitting a deal, providing your contact information, checking a consent box, or otherwise using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.

2. About Valor Assets

Valor Assets LLC is a South-Florida-based company engaged in the wholesale distribution of real estate contracts and the facilitation of joint-venture (JV) partnerships between wholesalers, sellers, and qualified cash buyers. We are not a licensed real estate brokerage and do not list or sell real property on behalf of owners in a fiduciary capacity.

3. Services Provided

Our Services include, without limitation:

• Reviewing and underwriting real estate deals submitted by wholesalers, agents, or direct sellers;
• Matching submitted deals to buyers in our private investor network;
• Structuring joint-venture profit-sharing agreements between submitters and end buyers;
• Coordinating with title companies, closing attorneys, and escrow agents to facilitate closing;
• Providing related educational content, newsletters, and market information.

4. Eligibility & Accuracy

You represent and warrant that you are at least 18 years of age, have the legal capacity to enter into these Terms, and that all information you provide (including contact information, property details, contract status, and deal terms) is true, accurate, current, and complete. You agree to promptly correct any inaccurate information.

5. Deal Submissions

When you submit a deal through the Site:

• You represent that you have a lawful interest in the property, a valid contract or verifiable equitable interest, or the express written authorization of a party who does;
• You grant Valor Assets a non-exclusive, royalty-free license to use, review, and share the submitted information with our internal team and prospective buyers solely for the purpose of facilitating a transaction;
• You acknowledge that submission does not create any obligation on Valor Assets to purchase, assign, market, or close your deal;
• You will not submit any deal that violates any applicable federal, state, or local law, including Florida real estate and consumer protection law.

6. Joint Venture Agreements

Any JV partnership arising from a submitted deal will be governed by a separate written Joint Venture Agreement (the "JV Agreement") signed by the relevant parties. The JV Agreement — not these Terms — governs profit splits, assignment rights, earnest money handling, default remedies, and closing mechanics. In the event of a conflict between these Terms and a signed JV Agreement, the JV Agreement controls with respect to the specific transaction.

7. Electronic Communications & SMS Consent

By providing your mobile phone number and checking the SMS consent box on our deal submission form or any other opt-in form, you expressly consent to receive recurring text messages, phone calls (including pre-recorded voice and autodialed calls), and emails from Valor Assets LLC at the phone number and email address you provided, including messages sent using an automatic telephone dialing system or similar technology.

Types of messages you may receive

• Transactional: deal-submission confirmations, underwriting updates, buyer-match notifications, closing coordination, and responses to your inquiries;
• Conversational / Customer Care: replies from our acquisitions team regarding your submitted deal;
• Marketing (if you opt in): information about new buyer opportunities, market updates, and promotional content from Valor Assets only.

Message frequency

Message frequency varies based on your interactions with us. You may receive up to several messages per week during active deal review. Message and data rates may apply per your mobile carrier plan. Valor Assets does not charge a fee for messages.

Consent is not a condition of purchase

Your consent to receive text messages is not required as a condition of using any Valor Assets service, submitting a deal, or entering into any transaction. You may decline SMS consent and still submit a deal via email or phone.

No third-party sharing for marketing

Valor Assets will not sell, rent, lease, or share your mobile phone number or SMS consent with any third party for the third party's own marketing purposes. Phone numbers collected for SMS are used solely by Valor Assets to communicate with you about our Services, except where necessary to deliver the messages themselves (for example, through our SMS service provider acting on our behalf under contract).

8. Opt-Out & Help Instructions

You may opt out of receiving text messages from us at any time:

• Reply STOP to any text message you receive from us. You will receive one final confirmation message and no further text messages unless you opt in again.
• Reply HELP at any time to receive instructions and our contact information.
• Email redha@valorassets.org with "STOP" in the subject line to opt out of all communications.

Opting out of SMS will not affect your ability to receive email or phone communication related to an active transaction. Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

9. No Brokerage, Legal, Tax, or Investment Advice

Valor Assets is not a real estate brokerage, law firm, accounting firm, or registered investment adviser. Nothing on the Site or in any communication constitutes legal, tax, investment, or brokerage advice. You are solely responsible for obtaining independent professional advice before entering into any real estate transaction.

10. Disclaimers & No Guarantees

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. We do not guarantee that any submitted deal will be matched, assigned, or closed, or that any particular price, timeline, or profit split will be achieved.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VALOR ASSETS AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, WHICHEVER IS GREATER.

12. Indemnification

You agree to defend, indemnify, and hold harmless Valor Assets from and against any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Services, (b) your violation of these Terms, (c) your violation of any applicable law or the rights of any third party, or (d) any deal you submit, including any misrepresentation of title, authority, or contract status.

13. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Valor Assets LLC or its licensors and is protected by U.S. and international intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our prior written permission.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising out of or related to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction of such courts. You and Valor Assets each waive any right to a jury trial to the extent permitted by law.

15. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last Updated" date above. Material changes will be communicated through the Site or via email. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

16. Contact

If you have questions about these Terms or our Services, contact us at:

Valor Assets LLC
3029 NE 188th St, Apt 518
Aventura, FL 33180
Email: redha@valorassets.org